Stay away from credit cards and invest in yourself and remember,
i. money doesn't create man but it is the man who created money..
ii. live your life as simple as you are..
iii. don't do what others say, just listen them, but do what you feel good..
iv. don't go on brand name, just wear those things in which you feel comfortable..
v. don't waste your money on unnecessary things, just spend on them who really in need rather..
vi. after all, it's your life, then why give chance to others to rule our life!
...everybody is beautiful in their on way...